Legal documentation, notices, policies, and terms of service:

1. Purpose. These Terms govern access to and use of the bitaTrader platform, a software service operated by horizoon SLU for post-trade analysis, journaling, review, and improvement of trading activity. The Platform allows registered users to create accounts, trading plans, strategies, checklists, risk management rules, and trade journals, as well as to import completed trade data from supported brokers or third-party providers when available.

2. Acceptance of the Terms. By accessing, registering for, or using the Platform, the user confirms that the user has read, understood, and accepted these Terms, together with any related legal notices, privacy documents, subscription terms, and platform policies that may apply. If the user does not agree with these Terms, the user must not access or use the Platform.

3. Eligibility and Registration Requirements. The Platform is intended for natural persons or legal entities that may lawfully enter into binding agreements under the laws applicable to them. The user must provide accurate, current, and complete registration information and keep it updated. The Company may refuse registration or suspend access where there are reasonable grounds to believe that the information provided is false, incomplete, misleading, or unlawful.

4. User Account and Login Credentials. Access to most Platform features requires an account. The user is responsible for maintaining the confidentiality of login credentials, for all activities carried out through the account, and for promptly notifying the Company of any unauthorized access, suspected breach, or misuse. The Company may rely on instructions and activity performed through the authenticated account unless it has actual notice of misuse.

5. Free Plan. All registered users may access a free plan subject to the limitations, quotas, and feature restrictions established by the Company from time to time. Access to the free plan does not create any entitlement to specific features, data capacities, or service levels beyond those expressly made available at any given time.

6. Permitted Use of the Platform. The user may use the Platform solely for lawful internal purposes related to trade journaling, post-trade analysis, performance review, educational review, and trading process organization. The user must use the Platform in a manner consistent with these Terms, applicable law, and any technical instructions or usage limits communicated by the Company.

7. Prohibited Uses. The user must not misuse the Platform, including by attempting unauthorized access, interfering with security or performance, reverse engineering restricted components except where mandatory law permits it, using the Platform to infringe third-party rights, uploading unlawful or malicious content, or using the Platform as a substitute for brokerage, execution, investment advice, or unlawful market activity. The user must not use automated means to scrape, overload, or disrupt the service unless expressly authorized by the Company.

8. Platform Features, Tools, and Service Limitations. The Platform provides analytical and organizational tools, including AI-assisted summaries, pattern detection, trade review support, and visualization features. These tools are provided on an informational basis only and may evolve over time. Certain functions may depend on plan level, account configuration, supported integrations, historical data availability, or user-supplied information. The Company does not guarantee that any feature will remain available in a given form or without interruption.

9. Broker Integrations, APIs, and Third-Party Services. Some Platform functions may allow the user to connect broker accounts, import data, or access services provided by third parties through APIs or technical integrations. The Company does not control those third-party services and is not responsible for their availability, security, terms, data formats, or continuity. The user remains responsible for complying with the terms of the relevant broker or third party and for granting only permissions that the user is authorized to grant.

10. Availability, Maintenance, and Service Interruptions. The Company may perform maintenance, updates, migrations, security actions, or service adjustments at any time. The Platform may be unavailable temporarily due to maintenance, incidents, force majeure, third-party outages, infrastructure failures, or other operational reasons. The Company will act with reasonable diligence to restore service, but does not guarantee uninterrupted or error-free availability.

11. Intellectual Property Rights. The Platform, including its software, databases, interfaces, visual elements, brand assets, documentation, analytical methods, and lawful compilations of content, is owned by or licensed to horizoon SLU and is protected by intellectual and industrial property laws. No ownership rights are transferred to the user through access or use of the Platform.

12. Limited License to Use the Platform. Subject to these Terms and any applicable subscription conditions, the Company grants the user a limited, revocable, non-exclusive, non-transferable, non-sublicensable right to access and use the Platform during the applicable term for the user internal purposes. This license does not include any right to copy, resell, distribute, publicly exploit, or create derivative services from the Platform except as expressly permitted in writing by the Company.

13. User Content and User-Provided Data. The user retains responsibility for all data, text, trading records, notes, imported files, psychological variables, and other materials submitted to the Platform. The user represents that the user has the necessary rights and permissions to upload and process that information. The user grants the Company the rights strictly necessary to host, process, analyze, reproduce, and display such content for the operation, security, support, development, and lawful improvement of the Platform in accordance with applicable legal documents.

14. Account Suspension and Termination. The Company may suspend, restrict, or terminate access where there are reasonable grounds related to breach of these Terms, unlawful conduct, abuse of the service, payment default, security risk, fraudulent activity, or legal obligation. The user may stop using the Platform at any time and may request account closure subject to legal, contractual, and technical retention needs. Suspension or termination does not eliminate obligations accrued before the effective date of closure.

15. Disclaimer of Warranties. To the maximum extent permitted by applicable law, the Platform is provided on an as is and as available basis. The Company does not warrant that the Platform will meet all user expectations, produce any specific result, detect every pattern, remain continuously available, or be free from inaccuracies, omissions, or compatibility issues. Analytical outputs, AI-generated observations, and visualizations are informational tools only and do not constitute advice.

16. Limitation of Liability. To the maximum extent permitted by law, horizoon SLU shall not be liable for indirect, incidental, special, consequential, punitive, or loss of profit damages, nor for trading losses, missed opportunities, data inaccuracies originating from third parties, or decisions made by the user based on Platform content or outputs. Where liability cannot be excluded, it shall be limited to the amounts paid by the user to the Company for the affected service during the twelve months preceding the event giving rise to the claim.

17. Changes to the Platform and the Terms. The Company may modify the Platform, plans, features, policies, and these Terms when reasonably necessary for legal, technical, operational, commercial, or security reasons. Updated versions will be made available through the Platform or other reasonable channels. Continued use after the effective date of the updated Terms constitutes acceptance unless mandatory law requires a different mechanism.

18. Governing Law and Dispute Resolution. These Terms shall be governed by the laws of the Principality of Andorra, without prejudice to any mandatory consumer protections that may apply. Any dispute relating to these Terms or the use of the Platform shall be submitted to the competent courts of Andorra, unless mandatory law provides otherwise.

1. Data Controller Identity. The controller responsible for the processing of personal data described in this Privacy Policy is horizoon SLU, tax identification number L713078F, with address at Av. Joan Marti 90 Esc A 1-5, AD200 Encamp, Andorra, and contact email hello@bitatrader.com. In this Policy, references to the Company mean horizoon SLU acting as controller for the data processed through the bitaTrader website and platform, except where another role is expressly stated.

2. Personal Data Collected. The Company may collect identification and contact data, account credentials, subscription and billing data, usage and device data, support communications, referral or partner identifiers, trading journal content, imported trade data, strategy notes, checklists, plans, risk settings, tags, comments, and user-entered psychological variables or self-assessment information. The exact categories collected depend on how the user interacts with the Platform and which features are used.

3. Sources of Personal Data. Personal data may be obtained directly from the user during registration, onboarding, plan purchase, support requests, or use of the Platform. Data may also come from broker or third-party integrations authorized by the user, from payment providers, analytics or security tools, cookies and similar technologies, or from referral mechanisms where a referral code or referral link is used during access or registration.

4. Purposes of Processing. The Company processes personal data to provide and operate the Platform, manage accounts, authenticate access, deliver paid subscriptions, enable integrations, import completed trade records, generate analytics and charts, provide AI-assisted analysis, improve the service, maintain security, detect abuse, comply with legal obligations, handle support enquiries, manage invoicing and payments, and administer the referral or partner program where applicable.

5. Legal Basis for Processing. Depending on the processing activity, the legal basis may be the performance of a contract or pre-contractual steps, compliance with legal obligations, the legitimate interests of the Company in operating, securing, and improving the Platform, or the consent of the user where consent is required. Where consent is the basis, the user may withdraw it at any time without affecting the lawfulness of processing carried out before the withdrawal.

6. Trading Data, Profile Data, and Psychological Variables. The Platform is designed to allow users to record, import, and analyze completed trades and the context around them. This may include account identifiers, instrument information, execution details, results, notes, routines, and user-defined psychological or behavioral variables. The user remains responsible for deciding what information to upload and for ensuring that such information may lawfully be processed through the Platform.

7. Use of AI and Data Analytics. The Company may use automated models, statistical methods, and AI-assisted systems to analyze completed trade data, user inputs, patterns, tendencies, and behavioral signals in order to generate summaries, insights, classifications, and decision-support observations. These processes are intended to assist user review and self-assessment. They do not produce binding decisions and do not replace professional advice or the user own judgment.

8. Data Retention Periods. Personal data is retained for as long as necessary for the purposes for which it was collected, for the duration of the account relationship, and for any additional period required by law, dispute preservation needs, security logs, fraud prevention, or legitimate administrative retention. When data is no longer needed, it will be deleted, anonymized, or securely restricted according to the nature of the data and the applicable obligations.

9. Recipients and Service Providers. The Company may share data with service providers that support hosting, infrastructure, authentication, analytics, email delivery, customer support, payments, security, market data services, broker integrations, and other technical operations, insofar as access is necessary for their services. Data may also be disclosed where required by law, legal process, competent authority request, or to protect the rights, safety, or legitimate interests of the Company or others.

10. International Data Transfers. Some service providers or technical systems may involve processing or remote access from jurisdictions outside Andorra. Where international transfers occur, the Company will seek to ensure that an adequate legal mechanism or appropriate safeguards are in place in accordance with applicable law. Even so, the user acknowledges that cross-border technological processing may occur as part of modern cloud service delivery.

11. User Rights. Subject to applicable law, users may have rights of access, rectification, deletion, objection, restriction of processing, portability, and withdrawal of consent where consent is used. Users may also have the right to lodge a complaint with a competent supervisory authority if they believe their data has been processed unlawfully.

12. How to Exercise Your Rights. To exercise privacy rights, the user may contact the Company at hello@bitatrader.com and should provide enough information to verify identity and specify the request. The Company may request reasonable additional information where necessary to confirm identity, protect account security, or clarify the scope of the request before acting on it.

13. Security Measures. The Company applies reasonable technical and organizational measures designed to protect personal data against unauthorized access, loss, alteration, misuse, or disclosure. These measures may include access controls, authentication safeguards, encrypted communications, environment protections, provider diligence, and internal process controls. However, no system can guarantee absolute security in all circumstances.

14. Children Data. The Platform is not directed to children and is intended for users who may lawfully enter into binding arrangements and use trading analysis tools. The Company does not knowingly collect personal data from children through the Platform. If a person believes that a child has provided personal data unlawfully, the Company should be contacted so that appropriate measures may be taken.

15. Changes to This Privacy Policy. The Company may update this Privacy Policy when legal, technical, operational, or business reasons require it. The most recent version will be made available through the Platform or website. Continued use of the services after the effective date of the updated Policy may be deemed acceptance where legally permitted.

16. Privacy Contact Information. Questions, requests, or concerns regarding privacy and personal data processing may be sent to hello@bitatrader.com. Communications should identify the user account or other relevant context so that the Company can evaluate and respond appropriately.

1. Website Owner Identification. This website and the bitaTrader platform are operated by horizoon SLU, tax identification number L713078F, with registered address at Av. Joan Marti 90 Esc A 1-5, AD200 Encamp, Andorra. Any reference in this Legal Notice to the Company means horizoon SLU as the entity responsible for the website and related online services.

2. Contact Information. Users and visitors may contact the Company regarding this website, legal matters, or general enquiries through the email address hello@bitatrader.com. Communications sent to this contact channel should contain sufficient identifying information and a clear explanation of the matter raised.

3. Purpose of the Website. The website provides information about the bitaTrader platform, its features, plans, legal documentation, and associated services. It also gives registered users access to a digital environment for trading journaling, post-trade analysis, performance review, and related account functionality. The website does not provide brokerage services or trade execution capabilities.

4. Terms of Access and Browsing. Access to and browsing of the website imply the acceptance of this Legal Notice and any additional legal texts that may apply. Visitors undertake to use the website lawfully, diligently, and in good faith, and to refrain from conduct that may damage the website, its systems, its content, or the rights of the Company or third parties.

5. Intellectual and Industrial Property. All contents of the website, including texts, software, designs, interfaces, graphics, logos, compilations, databases, and other materials, are owned by or licensed to the Company and are protected by applicable intellectual and industrial property rules. Access to the website does not grant any transfer, license, or right of exploitation beyond the limited right to browse and use the website in accordance with its purpose.

6. Liability for Content. The Company makes reasonable efforts to keep website information accurate and updated, but does not guarantee the absence of errors, omissions, or outdated information. Content is provided for general informational purposes and, where relevant, is complemented by specific contractual or legal texts that shall prevail in case of conflict. The Company may modify website content at any time without prior notice.

7. Third-Party Links. The website may contain links to third-party websites, broker portals, service providers, documentation pages, or external tools for the convenience of users. The Company does not control and is not responsible for the content, availability, security, privacy practices, or conditions of those third-party resources. Access to such external sites is made under the sole responsibility of the user.

8. Website Security Measures. The Company adopts reasonable technical and organizational measures to protect the website and its systems against unauthorized access, misuse, loss, or alteration. Nevertheless, no internet environment is entirely risk free, and the Company cannot guarantee the absolute absence of incidents, interruptions, malicious activity, or technological vulnerabilities beyond its reasonable control.

9. Governing Law and Jurisdiction. This Legal Notice shall be governed by the laws of the Principality of Andorra. Any dispute arising from the access to or use of the website shall be submitted to the competent courts of Andorra, except where mandatory law establishes a different forum.

1. Purpose. These Subscription Terms regulate the paid subscription plans offered for the bitaTrader platform and complement the general Platform Terms of Use. They explain the commercial conditions applicable to monthly subscription access, including plan scope, billing, renewal, cancellation, and other matters related to Pro and Elite plans or any equivalent paid tiers made available by the Company.

2. Available Subscription Plans. The Platform may offer one or more paid subscription plans, including Pro and Elite, as well as a free plan with limited features. The characteristics, limits, and prices of each plan are those displayed at the time of purchase or renewal on the applicable pricing page or checkout interface.

3. Features Included in Each Plan. Each plan may include different volumes, usage limits, analytical functions, AI-powered features, integrations, historical capacity, support levels, or access conditions. The Company may update specific feature descriptions from time to time. Only the features expressly included in the subscribed plan are part of the contractual scope.

4. Pricing and Taxes. Subscription prices are those shown by the Company at the time of purchase and may be displayed before or after taxes depending on the user location and the applicable commercial flow. The user is responsible for any taxes, charges, or financial costs associated with the subscription, except where the Company is legally required to collect and remit a particular tax.

5. Payment Methods. Paid plans must be purchased through the payment methods accepted by the Company or its payment service providers at the relevant time. The user authorizes the Company and its processors to charge the applicable subscription fees using the selected payment method in accordance with these Terms and the information presented during checkout.

6. Billing Cycle. Unless expressly stated otherwise, subscriptions are billed on a monthly recurring basis from the activation or renewal date. The billing cycle may begin immediately upon confirmation of payment and will renew automatically for successive equivalent periods until the subscription is cancelled or otherwise terminated in accordance with these Terms.

7. Automatic Renewal. By purchasing a paid subscription, the user agrees that the plan will renew automatically at the end of each billing cycle using the payment method on file, unless cancellation is completed before the next renewal date. Renewal is subject to the then current price and applicable taxes, unless a different price has been lawfully communicated in advance.

8. Plan Changes. The user may, where the Platform allows it, upgrade or downgrade between available plans. Changes may take effect immediately or at the start of the next billing cycle depending on the billing logic disclosed at the time of the request. The Company may apply prorations, deferred changes, or other reasonable billing adjustments according to the technical and commercial configuration in force.

9. Subscription Cancellation. The user may cancel automatic renewal at any time through the available account settings or by other enabled means. Cancellation prevents the next renewal but, unless mandatory law provides otherwise, does not normally entitle the user to a refund for the current paid period already started.

10. Effects of Cancellation. Once cancelled, the paid subscription remains active until the end of the current billing period unless terminated earlier due to breach, fraud, or legal necessity. After the paid term ends, the account may revert to the free plan or to a restricted state subject to the then applicable limitations on features, storage, visibility, exports, or historical records.

11. Refund Policy. Except where expressly required by mandatory law or explicitly offered by the Company in writing, subscription fees are non-refundable once the paid period has started. The Company may review exceptional cases in good faith, but any goodwill refund does not create a precedent or a general right to reimbursement.

12. Failed Payments and Service Suspension. If a payment cannot be processed, the Company may retry the charge, suspend access to paid features, downgrade the account, or cancel the subscription. The user remains responsible for keeping payment details valid and current. Repeated payment failures may lead to suspension or termination of the paid service.

13. Changes in Pricing. The Company may change subscription prices for future billing periods for commercial, legal, tax, operational, or market reasons. When required, reasonable notice will be provided before the new price becomes effective. Continued use after renewal at the new price constitutes acceptance of the updated pricing.

14. Promotions and Trial Periods, if Applicable. The Company may offer promotions, discounts, trial periods, or introductory pricing under specific conditions communicated at the time of the offer. Unless otherwise stated, promotional access converts into a paid subscription at the standard price applicable at the end of the offer period if not cancelled beforehand.

15. Invoices and Payment Receipts. Payment confirmations, invoices, or receipts may be made available through the account area, by email, or through the payment service used. The user is responsible for providing accurate billing information and for retaining the relevant records for accounting, tax, or administrative purposes.

16. Governing Law and Dispute Resolution. These Subscription Terms shall be governed by the laws of the Principality of Andorra, without prejudice to any mandatory consumer rights that may apply. Any dispute relating to subscriptions, billing, or paid plans shall be submitted to the competent courts of Andorra unless mandatory law requires otherwise.

1. What Cookies Are. Cookies are small text files or similar technologies that may be stored on a device when a user visits a website or uses online services. They can help remember preferences, support security, measure usage, maintain sessions, and improve the overall functioning of digital services.

2. Types of Cookies We Use. The website may use strictly necessary cookies for core technical operation, preference cookies to remember selected settings, analytics cookies to understand how the website and Platform are used, and, where applicable, functionality or third-party cookies related to embedded services, authentication, or service integrations. The exact set of cookies may change over time according to the tools implemented.

3. Purposes of Cookies. Cookies and similar technologies may be used to keep users signed in, maintain session security, remember language or interface preferences, improve performance, detect abuse, measure traffic patterns, evaluate feature usage, and support the reliable delivery of the Platform and website content. Cookies are not used to execute trades or to make binding financial decisions.

4. First-Party and Third-Party Cookies. Some cookies are set directly by the Company or by systems under its control, while others may be set by third-party providers that supply analytics, hosting, authentication, payment, or embedded features. Third-party cookies are governed not only by this Policy but also by the relevant third-party practices where applicable.

5. Legal Basis for Using Cookies. Where cookies are strictly necessary for the technical operation or security of the website and Platform, their use may be based on the legitimate interest of ensuring a functioning and secure service. For non-essential cookies, the Company will rely on user consent where required by applicable law.

6. Consent Management. Where legally required, users may be presented with a cookie banner, preference center, or similar mechanism allowing them to accept, reject, or configure certain categories of cookies. Users may update their preferences later through the available cookie settings tools, where such tools are provided.

7. How to Manage or Disable Cookies. Users can generally control cookies through browser settings, device settings, or available consent tools on the website. Disabling some cookies may affect the operation of the website, login continuity, preference storage, analytics visibility, or the availability of certain features.

8. Cookie Retention Periods. Cookies may be session-based and deleted automatically when the browser closes, or persistent for a defined period depending on their purpose. Retention durations depend on the specific cookie or technology used and may be updated from time to time according to operational and legal needs.

9. Changes to This Cookie Policy. The Company may modify this Cookie Policy to reflect changes in law, technology, vendors, or website functionality. The current version will be made available through the website, and users are encouraged to review it periodically.

1. Nature of the Platform. bitaTrader is a post-trade journaling and analytics platform designed to help users review, organize, and understand completed trading activity. The service focuses on documentation, performance review, behavioral analysis, and educational self-assessment. It is not a trading venue, exchange, broker, dealer, investment firm, custodian, or execution interface.

2. No Financial, Legal, or Tax Advice. All content provided through the Platform, including summaries, metrics, dashboards, AI-assisted observations, templates, educational texts, and organizational tools, is offered for informational and educational purposes only. Nothing on the Platform constitutes financial, investment, legal, accounting, or tax advice, nor should it be interpreted as a personal recommendation or solicitation to buy, sell, hold, or structure any financial position.

3. No Trade Execution or Brokerage Services. The Company does not receive, route, execute, clear, settle, transmit, or intermediate trading orders. The Platform cannot be used to place trades in the market and does not act as broker, sub-broker, introducing broker, or trading intermediary. Any broker connectivity supported by the Platform is intended solely for importing completed account or trade data where technically available.

4. Post-Trade Analytical Nature of the Service. The Platform is built around analysis of trades that have already been executed and completed outside the Platform. Market data may be requested from external providers to reconstruct charts or contextualize historical trade review, but such data is used as a post-trade analytical input only and not for real-time execution or market participation on behalf of users.

5. Limitations of Information, Metrics, and Generated Analysis. Performance indicators, pattern detection, tags, statistics, classifications, or other analytical outputs depend on the completeness and quality of user data, imported data, configuration choices, and third-party data sources. Metrics and generated texts may contain approximations, assumptions, or omissions. They should be treated as support material for review, not as a guaranteed or exhaustive statement of fact.

6. Use of AI and No Guarantee of Results. Some Platform features may use artificial intelligence or automated models to generate insights, summaries, categorizations, or behavioral interpretations. Such outputs may be incomplete, inaccurate, or unsuitable for a particular objective. The Company does not guarantee trading improvement, profitability, consistency, or the correctness of any AI-generated conclusion.

7. Risks Inherent to Trading. Trading in financial markets involves significant risk, including the risk of loss of capital, volatility, leverage-related losses, liquidity constraints, slippage, operational errors, psychological pressure, and other factors beyond the control of the Company. Past performance, whether shown by the user or referenced analytically, is not indicative of future results.

8. User Responsibility for Trading Decisions. The user remains solely responsible for all trading decisions, orders, positions, risk management choices, compliance obligations, and financial outcomes. The user must independently evaluate any information obtained through the Platform and, where appropriate, seek qualified professional advice from regulated or competent advisers.

9. Market Data and Third-Party Data Provider Limitations. Historical charts, quotes, candles, or other market references may come from external vendors and may be subject to latency, inaccuracy, gaps, licensing limits, mapping differences, or outages. The Company does not guarantee the completeness or correctness of third-party market data and shall not be liable for losses or decisions based on such data.

10. Limitation of Liability. To the maximum extent permitted by law, the Company shall not be liable for any direct or indirect loss arising from reliance on Platform content, analytics, AI outputs, educational material, or third-party data in connection with trading or investment activity. Users accept that the Platform is an auxiliary analytical tool and not a decision-making substitute.

1. Purpose. This AI Use Policy explains how the bitaTrader platform uses artificial intelligence, automated models, and analytical systems within its services. It is intended to provide users with a practical description of the role of AI features, the type of data they rely on, and the limits that apply to their outputs.

2. AI Features Offered by the Platform. The Platform may use AI-assisted systems to summarize completed trade behavior, classify patterns, detect recurring tendencies, support journaling workflows, generate textual observations, and help users review execution, discipline, risk, and psychological factors associated with past trading activity. Available AI features may vary by plan, account configuration, data completeness, and future product evolution.

3. Data Used by the AI Systems. AI features may analyze information submitted by the user or imported under the user authorization, including trade records, tags, account data, strategy notes, plans, checklists, psychological variables, journal entries, and related contextual information. AI systems may also rely on historical market data used to reconstruct charts for post-trade analysis where available.

4. Purpose of Automated Analysis. Automated analysis is designed to assist users in understanding completed trading behavior, identifying possible patterns, organizing information more efficiently, and improving self-review processes. AI outputs are intended to support reflection, journaling, and learning, rather than to replace human judgment or provide regulated advice.

5. System Limitations. AI systems are probabilistic and may produce incomplete, inconsistent, or incorrect outputs. They depend on the quality and scope of the input data, the current model behavior, system configuration, and the technical environment in which they operate. The Company does not represent that AI outputs are exhaustive, error free, or suitable for any particular purpose.

6. No Binding Automated Decision-Making. The Platform does not use AI to make binding decisions on behalf of the user in relation to trading execution, account access, legal rights, or regulatory outcomes. AI outputs are supportive and informational only. Final decisions remain with the user or with any relevant human administrative process where applicable.

7. Accuracy, Quality, and Availability of Results. The Company may refine, replace, suspend, or remove AI features at any time for technical, legal, quality, cost, or operational reasons. Results may vary over time and between users. The existence of an AI feature does not imply that a certain quality threshold, continuity level, or analytical result is guaranteed.

8. User Responsibility for Interpreting AI Outputs. Users are responsible for reviewing AI-generated outputs critically and for deciding whether and how to use them in their own analysis. The user should not rely exclusively on AI outputs when evaluating performance, discipline, or future decisions and should independently assess whether the information makes sense in light of the user own data and objectives.

9. Restrictions on Use. Users must not use the AI features in a manner that is unlawful, abusive, misleading, discriminatory, or harmful to others. Users must not attempt to manipulate the systems in bad faith, extract restricted model behavior, or reuse Platform outputs in a way that infringes applicable law, third-party rights, or these legal conditions.

10. Changes to AI Models and Features. The Company may change the providers, models, prompts, internal logic, thresholds, workflows, and surrounding interfaces used in AI features without prior notice where reasonably necessary. Such changes may affect the style, depth, or consistency of outputs. The current Platform behavior at the time of use is the one effectively provided.

1. Purpose. This Policy describes the framework applicable to integrations between the Platform and third-party services, including broker connections, API-based imports, payment tools, data vendors, or other connected providers that may support the user experience on bitaTrader.

2. Available Integrations. The Platform may offer integrations with selected brokers, service providers, or technical systems in order to facilitate the import of completed trade records, account information, or related operational data. Available integrations may vary over time and may depend on commercial, legal, or technical feasibility.

3. Data Obtained Through Brokers and Third Parties. Where the user authorizes a supported connection, the Platform may receive information such as account identifiers, trade history, order records, instruments, timestamps, position details, balances, or other available data exposed by the third-party service. The actual dataset available depends entirely on the relevant external provider and the permissions granted by the user.

4. Scope of Permissions Granted. By enabling an integration, the user instructs the Company to access and process the data exposed through the authorized integration for the purpose of operating the requested feature. The user is responsible for ensuring that the user is entitled to grant such access and understands the permissions involved. The Company seeks to request only the permissions reasonably necessary for the relevant integration to function.

5. Responsibility for Credentials and Connections. The user remains responsible for the confidentiality and lawful use of any credentials, tokens, API keys, or account authorizations used to establish integrations. The user must not connect accounts or data sources belonging to third parties without proper authority. The Company may suspend or disconnect integrations where misuse, security concerns, or technical risks are detected.

6. Availability and Continuity of Third-Party Services. Third-party integrations depend on systems, interfaces, contractual terms, and operational decisions outside the control of the Company. Providers may change or discontinue APIs, revoke access, impose limits, or suffer outages. The Company does not guarantee that any integration will remain continuously available or function identically over time.

7. Accuracy, Delays, and Import Errors. Imported data may contain inconsistencies, delays, omissions, duplicates, mapping issues, or formatting errors resulting from third-party sources, network problems, technical changes, or user configuration. The user is responsible for reviewing imported information and correcting records where necessary before relying on them for analysis or reporting.

8. Revocation of Access and Disconnection. The user may revoke access to a connected service according to the mechanisms provided by the Platform or the relevant third party. The Company may also disable or remove an integration where required for legal, contractual, security, or operational reasons. Disconnection may affect historical synchronization, future imports, or the continuity of related features.

9. Limitation of Liability Regarding Third Parties. To the maximum extent permitted by law, the Company shall not be liable for losses, inaccuracies, interruptions, or damages caused by third-party platforms, providers, APIs, credentials, technical dependencies, or imported data originating outside the direct control of the Company. Integrations are provided as a convenience feature subject to inherent external limitations.

1. Purpose. This Security Policy provides a general overview of the security principles and measures that the Company seeks to apply to the bitaTrader platform and related services. It is intended to describe the security approach at a high level and does not disclose confidential technical details that could weaken protective controls.

2. General Security Measures. The Company applies reasonable technical and organizational safeguards designed to protect systems and data against unauthorized access, accidental loss, destruction, alteration, or misuse. Such safeguards may include infrastructure protections, access restrictions, environment segregation, activity monitoring, provider controls, internal procedures, and periodic improvements based on evolving risks.

3. Access Protection and Authentication. Access to administrative environments and user accounts is managed through authentication controls, credential policies, and access management rules appropriate to the nature of the service. Users are responsible for protecting their own passwords and access methods, while the Company seeks to limit internal access to authorized personnel and service providers with a legitimate operational need.

4. Protection of Data in Transit and at Rest. The Company seeks to use appropriate technical measures to protect data transmitted across networks and stored within its operating environments, taking into account the sensitivity of the information, the services used, and the state of the art reasonably available for the Platform context. Specific measures may evolve over time according to operational needs and provider capabilities.

5. Service Provider Management. The Company may rely on third-party providers for hosting, infrastructure, authentication, analytics, communications, payment processing, data integrations, and other technical functions. When selecting and maintaining providers, the Company seeks to consider security and reliability criteria appropriate to the service involved, while recognizing that providers operate under their own systems and contractual frameworks.

6. Data Retention and Backups. The Company may retain operational data, logs, and backups for continuity, resilience, legal, support, or recovery purposes for periods considered reasonably necessary. Backup and restoration practices are designed to support service continuity but do not create an absolute guarantee that all data can always be restored without loss in every scenario.

7. Security Incident Management. The Company seeks to detect, assess, contain, and respond to security incidents in a manner appropriate to the circumstances. Response actions may include technical containment, investigation, remediation, service restrictions, provider coordination, internal escalation, and legal or user notifications where required by applicable law or operational necessity.

8. User Security Responsibilities. Users also play an important role in platform security. They should maintain strong credentials, avoid sharing account access, review integrations carefully, protect their own devices, and notify the Company promptly if suspicious activity or unauthorized access is suspected. The Company is not responsible for compromises caused primarily by insecure user practices outside its control.

9. Technical Limitations and Disclaimer. No security system can eliminate all risks. While the Company seeks to maintain a reasonable security posture, it does not guarantee that the Platform will be immune from all incidents, vulnerabilities, unauthorized acts, or service disruptions. This Policy is descriptive and does not create a contractual warranty of absolute security.

1. Purpose. These Partner and Referral Program Terms govern participation in the bitaTrader partner and referral program made available by horizoon SLU. They explain who may participate, how referrals are attributed, how commissions or rewards may be calculated and paid, and the conduct expected from participants.

2. Definitions. For the purposes of these Terms, a Partner means a person or entity accepted into the program, a Referred User means a user identified through an approved referral code or referral link, and a Qualified Referral means a referral that meets the applicable validity conditions defined by the Company, including any payment, anti-fraud, and attribution requirements.

3. Eligibility for the Program. Participation in the program is subject to approval by the Company and may be limited to users or entities that can lawfully participate in promotional or commercial referral activities. The Company may reject, suspend, or terminate participation where there are concerns relating to fraud, legal risk, abusive practices, inaccurate information, or reputational harm.

4. Enrollment in the Program. Users may be allowed to join the standard referral program through the available signup flow or other process enabled by the Company. Enrollment is generally free of charge unless expressly stated otherwise. The Company may request information reasonably necessary to administer the program, verify identity, and process eventual payments.

5. Referral Codes and Referral Links. Approved partners may receive referral codes, referral links, or similar identifiers to promote the Platform. These identifiers are personal to the partner unless otherwise authorized and must be used in good faith and in accordance with these Terms, applicable law, and any marketing guidance provided by the Company.

6. Attribution of Referred Users. Attribution of a referred user may be determined through the use of referral URLs, stored tracking information, registration form code entry, internal validation rules, or any other reasonable technical mechanism adopted by the Company. In case of conflicts, incomplete data, or multiple attribution signals, the Company may determine attribution in good faith based on its internal records.

7. Qualified Referrals and Qualification Criteria. A referral will only qualify if the referred user meets the conditions defined by the Company, which may include valid registration, genuine account creation, compliance with platform rules, completion of an eligible payment, expiration of any refund or chargeback risk period, and absence of fraud, self-referral, or artificial manipulation.

8. Referral Rewards and Commission Structure. The Company may grant a fixed amount, percentage, or other reward structure for qualified referred users, as described in the standard program rules or in a specific agreement with a partner. Standard rewards may apply by default, while some partners may operate under custom written conditions addressing different amounts, thresholds, validation periods, or payment logic.

9. Payment Terms. Commissions or rewards, where earned and payable, may be settled according to the schedule, method, minimum threshold, and administrative requirements determined by the Company. The Company may require billing details, identification data, payout preferences, tax information, or supporting documentation before releasing payments.

10. Taxes and Partner Responsibility. Each partner is solely responsible for determining and fulfilling any tax, accounting, invoicing, reporting, or regulatory obligations arising from participation in the program or from amounts received. The Company may request documentation necessary to comply with its own legal obligations and may withhold payment where such documentation is missing or insufficient.

11. Fraud, Abuse, and Prohibited Practices. Partners must not engage in fraud, spam, deceptive advertising, impersonation, cookie stuffing, self-referrals, circular payments, brand bidding where prohibited, unauthorized incentives, fake leads, or any manipulation intended to generate illegitimate commissions. The Company may investigate suspected abuse and may invalidate referrals or withhold payments where misconduct is identified.

12. Restrictions on Advertising and Promotion. Partners must promote the Platform honestly, lawfully, and without making misleading, aggressive, defamatory, or unauthorized claims. Promotional activity must respect applicable advertising, data protection, consumer, and platform rules. The partner must not suggest that the partner is the Company, an employee of the Company, or an authorized investment adviser on behalf of the Company.

13. Brand Assets and Marketing Materials. Where the Company makes logos, brand elements, or marketing materials available, the partner may use them only for the purpose of participating in the referral program and only in accordance with the Company instructions. All intellectual property rights in such materials remain with the Company, and permission to use them may be withdrawn at any time.

14. No Agency, Employment, or Representation Relationship. Participation in the program does not create any employment, agency, joint venture, franchise, representation, or partnership relationship between the Company and the partner. The partner acts independently and has no authority to bind the Company, negotiate on its behalf, or make commitments in its name unless expressly authorized in writing.

15. Special Partner Arrangements. The Company may enter into separate written agreements with selected partners establishing special commercial conditions, custom commission structures, dedicated payment methods, or other negotiated terms. In the event of conflict, the specific written agreement shall prevail over the standard provisions of this public program to the extent of that conflict.

16. Adjustment, Reversal, or Withholding of Commissions. The Company may adjust, reverse, defer, or withhold commissions where a referral is later found to be invalid, refunded, charged back, fraudulent, duplicate, self-generated, or otherwise non-compliant. The Company may also withhold payments where legal, tax, compliance, or verification concerns remain unresolved.

17. Program Changes. The Company may modify the referral program, including eligibility criteria, commission amounts, attribution logic, payment thresholds, or promotional restrictions, when reasonably necessary for commercial, legal, technical, or anti-abuse reasons. Updated terms may apply prospectively from the communicated effective date.

18. Suspension and Termination. The Company may suspend or terminate a partner participation at any time where there is breach of these Terms, fraud risk, abuse, reputational harm, inactivity, operational change, or legal necessity. The partner may also stop participating at any time. Termination does not create an automatic right to future payments for unqualified or pending referrals.

19. Limitation of Liability. To the maximum extent permitted by law, the Company shall not be liable for indirect, incidental, or consequential damages, loss of opportunity, loss of expected commissions, or disruptions resulting from the operation, change, suspension, or termination of the referral program. The program is provided as a commercial opportunity subject to validation rules and operational constraints.

20. Governing Law and Dispute Resolution. These Terms shall be governed by the laws of the Principality of Andorra. Any dispute arising from or relating to the partner or referral program shall be submitted to the competent courts of Andorra unless mandatory law requires otherwise.